Student loan debt and the resulting financial worry can wear heavily on a debtor’s shoulders. So before things get out of hand, before default, before a missed payment, setup a meeting with student loan debt relief attorneys Lanigan and Lanigan.
Call for a consultation with Eric Lanigan and Roddy Lanigan of Lanigan and Lanigan in Winter Park, Florida. student loan debt relief attorneys Lanigan and Lanigan.
Student Loan Debt Relief Process
The Lanigans have a carefully structured plan that has been used successfully to help direct student loan debtors through complex regulations.
When a debtor comes into the Lanigan’s office, there is a one-on-one look at all the loan(s), the origination date(s), type of loan(s), the amount of the loan(s), and the debtor’s profile. Many aspects of a student loan debtor’s profile is reviewed, from the financial and economic look at past, present and future, to the profession of the debtor.
By working with skilled legal negotiators the student loan debt chaos can be managed with options that may include:
- Student loan debt forgiveness
- Student loan debt consolidation
- Student loan debt cancellation
- Student loan debt deferment
Legal Help for Student Loan Debt
The important thing to know is that there are options and there may be one to help alleviate the constant stress that student loan debt can cause.
Everyone who has student loan debt has a different story. The massive personal financial decisions may have begun in high school while choosing colleges and completing student financial aid forms. Student loan debt may have begun in college when the decision to go on to graduate school was made.
Stress and worry begin the moment a student applies and waits for college entry and gets the results of the financial aid qualification.
The moment that a student is accepted into college and determines that a student loan will be needed to pay for college, the student loan debt machine is set in motion.
When the very first student loan check comes in and it’s handed over to the college of choice and cashed, the pressure to get a job to pay for the loan begins. Two, to four to eight or more years later the student graduates. Six months after graduation student loan debt becomes a way of life.
If the graduate can’t find a job that pays at the level planned for back in high school, then, the contingency job is accepted just in order to make the student loan debt payments.
Fast forward one, three, five, 10 years late, the student loan debt has either been paid regularly or fallen into default for lack of payment.
Keep Your Options Open by Handling Problems
At the very moment that a student loan debtor knows that he or she will not be able to make a payment or has missed a first payment, it’s time to invest in a legal consultation with a student loan debt lawyer who can sort out the legal options available.
Student loan debt options remain available to debtors when any problems are handled immediately. If you’ve lost your job and know that you can’t make your payments or if you can’t keep up with scheduled payments, consult with Eric Lanigan and Roddy Lanigan. You can’t pretend that you’re not responsible for them, they generally don’t go away.
Student Loan Debt Dilemma
While student loan debt isn’t talked about in detail in high school, it’s a national catastrophe. The amount of student loan debt has exceeded $1 trillion. The student loan debt is there looming in the back of a prospective college student’s mind. Student loans have become a necessary evil and cause a chicken and the egg scenario.
Do you take out a student loan knowing that you may not be able to pay for it or do you not take out a student loan and not go to college. No matter what decision a student makes, it’s going to be long lasting and affect the financial security and future for many years.