Creditor Harassment From Heavy Debt
A common annoyance and disturbance for those struggling with debt and considering bankruptcy is persistent harassment from creditors. Many creditors will repeatedly call you at your residence and work seeking payment of your debt. Sometimes the calls will not be from creditors but instead from collection agencies.
Many times creditor harassment can be stopped by simply talking to the proper party at a creditor. Sometimes the best approach is to write a letter to the party harassing you. Writing a letter can be the most effective means of stopping harassment being done by a credit agency.
If you feel you have been harassed by creditors despite your best attempts to stop it, there is a remedy available for you. The Fair Debt Collections Practices Act (15 U.S.C. §§ 1692-1692o) provides those being harassed by creditors with the remedy they deserve. The Act allows an individual to recover for any damages he or she suffers as a result of the creditor harassment. This includes medical expenses that occurred due to the harassment. The Act also allows for statutory damages up to $1,000 and the collection of attorneys fees.
Central Florida bankruptcy attorneys Eric Lanigan and Roddy Lanigan can help you put an end to creditor harassment. The Lanigans have assisted numerous clients with bankruptcy and foreclosure issues. For all your legal needs contact Lanigan and Lanigan located in Winter Park, Florida. Set an appointment for your initial consultation. When you file bankruptcy you’ll turn your calls from creditors over to the Lanigans. Upon filing bankruptcy the calls will stop.
